Saved payment methods reference
This page explains how saved payment cards work in MapleGather, including what data is stored, the default card rule, and what happens when you remove a card.
To manage your saved cards, see View and manage your billing portal.
What is stored
Section titled “What is stored”MapleGather stores a reference to your card with Stripe — your actual card number is never saved on MapleGather’s servers. For each saved card, you can see:
| Field | What it shows |
|---|---|
| Brand | The card network — for example, Visa, Mastercard, or Amex. |
| Last 4 digits | The last four digits of the card number. |
| Expiry | The card expiry month and year. |
| Default | A Default badge appears on the card used for your active subscription’s automatic charges. |
| Status | Active cards have no status badge. Cards past their expiry date show Expired in red. |
Default card
Section titled “Default card”Only one card can be the default at a time. The default card is used for:
- Automatic subscription renewals.
- Admin-initiated charges on your behalf.
- Any future charges unless you choose a different card at checkout.
You can change your default card at any time. When you add a new card and you have no other cards on file, it automatically becomes the default.
Removing a card
Section titled “Removing a card”You can remove any non-default card at any time. To remove your default card, you must first set a different card as the default — you can’t leave an active subscription without a default payment method.
When you remove a card, it is deleted from MapleGather’s records and detached from your Stripe account. If you’ve previously paid with that card, your payment history is not affected — receipts still show the card brand and last four digits.
SCA and off-session charges
Section titled “SCA and off-session charges”Some banks require extra verification (Strong Customer Authentication, or 3DS) for charges that happen without you actively present — for example, an automatic renewal. If your bank requires this for an off-session charge, MapleGather pauses the charge and sends you a verification link. Complete the verification to resume the charge.