Saved payment methods reference
This page explains how saved payment cards work in MapleGather, including what data is stored, the default card rule, and what happens when you remove a card.
To manage your saved cards, see View and manage your billing portal.
What is stored
Section titled “What is stored”MapleGather stores a reference to your card with Stripe — your actual card number is never saved on MapleGather’s servers. For each saved card, you can see:
| Field | What it shows |
|---|---|
| Brand | The card network — for example, Visa, Mastercard, or Amex. |
| Last 4 digits | The last four digits of the card number. |
| Expiry | The card expiry month and year. |
| Default | A Default badge appears on the card MapleGather uses when a charge is made on your behalf — see Default card below. |
| Status | Active cards have no status badge. Cards past their expiry date show Expired in red. |
Default card
Section titled “Default card”Only one card can be the default at a time. The default card is the one MapleGather uses for:
- Admin-initiated charges on your behalf.
- Any future charges unless you choose a different card at checkout.
Renewals are not charged automatically today. Having a default card on file does not make your membership renew by itself — there is no scheduled renewal charge, and no automatic retry after a failed one. When a renewal is due, or when a renewal payment has failed, you pay it yourself from your billing page. Automatic renewal and off-session retry are planned, not running.
You can change your default card at any time. When you add a new card and you have no other cards on file, it automatically becomes the default.
Removing a card
Section titled “Removing a card”You can remove any non-default card at any time. To remove your default card, you must first set a different card as the default — you can’t leave an active subscription without a default payment method.
When you remove a card, it is deleted from MapleGather’s records and detached from your Stripe account. If you’ve previously paid with that card, your payment history is not affected — receipts still show the card brand and last four digits.
SCA and off-session charges
Section titled “SCA and off-session charges”Some banks require extra verification (Strong Customer Authentication, or 3DS) before a card can be charged. You will meet it while you are on the page, not by email: when you add a card, Stripe shows its verification step inline and the card is saved once you complete it; when you pay, the same step runs as part of the payment. No renewal is left waiting on a verification link, because nothing charges a renewal while you are away — there is no scheduled renewal charge and no automatic retry (see Default card above). The one charge that can run without you is an admin-initiated charge on your behalf, also listed under Default card. If your bank needs you to approve one of those, nothing is charged yet: you get an email with a link to confirm the payment with your bank, no sign-in needed, and the link works for 7 days. The charge completes only when your bank confirms. If the organization withdraws the charge or sends you a newer link, the old link stops working. See Confirm a payment with your bank.
If a renewal payment has already failed, saving a new card does not settle it. Your dunning notice stays up on purpose, and the outstanding amount is collected when you pay it from your billing page.